You could curb your expenses by snagging. Webdiscover essential tips for managing hidden costs when buying a home, from loan fees to ongoing maintenance, ensuring financial readiness for homeownership. Webthere are a mountain of hidden costs — from closing fees to taxes — that can add up to more than $9,000 each year, real estate marketplace zillow estimates —. Webas a rule of thumb, someone buying a home should intend to factor in an extra $9,500 annually, or 5. 31% of the median house value (the number determined for. Webthe hidden costs of homeownership can equal if not exceed the mortgage payments you send to the bank.